Welcome
Whether you are a first-time buyer or an experienced buyer with excellent credit, Dominion Lending Centres has access to the very best products and rates available across Canada. Give us a call… we think you’ll be pleasantly surprised!
Get in TouchCurrent Rates
Our rates are always competitive and we pride ourselves on making sure that you get the best possible rate available to you. Check out our current rates below, compared to the competition.
Current Rates
Current variable mortgage rate is
3.70%
Current prime rate is
4.45%
-
- Terms
- Bank Rates
- Payment Per $100k
- Our Rates
- Payment Per $100k
- Savings
-
- 6 Months
- 7.89%
- $756.21
- 4.59%
- $558.49
- $197.72
-
- 1 Year
- 6.15%
- $648.75
- 4.59%
- $558.49
- $90.26
-
- 2 Years
- 5.44%
- $606.90
- 4.39%
- $547.37
- $59.53
-
- 3 Years
- 4.62%
- $560.16
- 4.34%
- $544.61
- $15.55
-
- 4 Years
- 6.01%
- $640.40
- 4.39%
- $547.37
- $93.03
-
- 5 Years
- 4.56%
- $556.81
- 4.39%
- $547.37
- $9.44
-
- 7 Years
- 6.41%
- $664.38
- 4.59%
- $558.49
- $105.89
-
- 10 Years
- 6.81%
- $688.72
- 4.59%
- $558.49
- $130.24
Calculators
Our Interactive Mortgage Calculators will allow you to explore your Mortgage options to make the right home financing decision.
Use NowHow to Apply
Applying for a mortgage couldn’t be easier. Just complete our secure application and we will be in touch shortly.
Apply NowThere are generally two ways to get a mortgage in Canada: From a bank or from a licensed mortgage professional.
While a bank only offers the products from their particular institution, licensed mortgage professionals send millions of dollars in mortgage business each year to Canada's largest banks, credit unions, trust companies, and financial institutions; offering their clients more choice, and access to hundreds of mortgage products! As a result, clients benefit from the trust, confidence, and security of knowing they are getting the best mortgage for their needs.
Whether you're purchasing a home for the first time, taking out equity from your home for investment or pleasure, or your current mortgage is simply up for renewal, it's important that you are making an educated buying decision with professional unbiased advice.
We are incredibly grateful to Manjinder and his manager, Happy, for their outstanding support throughout our home-buying journey. Securing a mortgage can be one of the most challenging parts of purchasing a home, but they made the process smooth, stress-free, and easy to understand.
Manjinder was professional, knowledgeable, and always available to answer our questions. He took the time to explain our options, guided us through every step, and worked diligently to find the best mortgage solution for our needs.
We highly recommend Manjinder and Happy to anyone looking for a trustworthy, knowledgeable, and dedicated mortgage team. Thank you both for your hard work, guidance, and support!
Mr. Brar was a true professional and eventually became a friend to our family because of his personality and trust. He was very knowledgeable and friendly, as a first time homebuyer it was a great experience! Thank you Manjinder, if I am ever in the market again, I will be calling you!
We had a great experience working with Brar Mortgage. The whole mortgage process was very smooth and stress-free. They were always professional, responsive, and took the time to explain everything clearly.
As first-time home buyers, we really appreciated how supportive and helpful the team was throughout the process. They guided us at every step and made sure everything was handled on time.
Thank you so much for all your help in making our home purchase possible. We truly appreciate your hard work and would highly recommend Brar Mortgage to anyone looking for a reliable mortgage broker.
I am beyond thankful to Manjinder Brar for helping me get my dream home. He made the entire mortgage process stress-free and was always patient, supportive, and honest. His dedication and hard work truly made this experience special. Highly recommend him to anyone looking for a smooth home-buying journey!
Working with this mortgage broker was a great experience from start to finish. They were knowledgeable, responsive, and took the time to explain all my options clearly. The whole process felt smooth and stress-free, and they worked hard to secure a competitive rate that fit my needs. I really appreciated their professionalism and support throughout the process. I would definitely recommend Brar Mortgages.
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Videos
DLC - Self Employed Mortgage Solution
DLC - Tips for Paying Your Mortgage Faster
DLC Mortgage Life Insurance Explained
DLC- Understanding Your Credit Report
DLC - Getting pre-approved
DLC - Fixed VS Variable Rates
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✓ Social Insurance Number
✓ T4s & Notices of Assessment (2 yrs)
✓ Employment letter
✓ Down payment confirmation
✓ List of assets and debts
✓ Mortgage statement (if refinancing)
✓ Property tax bill
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